Gavin Johns
Lending technology & transformation
More than three decades of experience at the intersection of consumer lending, technology and business change.
Lending, AI & technology consultancy
We combine decades of consumer-finance experience with AI, software and transformation expertise to help lenders, fintechs and new ventures turn ambitious ideas into practical, scalable results.

Our people
Clients work directly with the practitioners bringing the expertise — from understanding the problem and shaping the strategy through to architecture, delivery and implementation.

Lending technology & transformation
More than three decades of experience at the intersection of consumer lending, technology and business change.
Financial services & strategic consultancy
Senior and board-level perspective across commercial, strategic and operational challenges.
Senior software architect
Technical depth connecting business requirements, solution architecture and successful software delivery.
Head of business development
35 years of IT solution sales and business development leadership across regulated financial services.
AI & innovation
We empower organisations with the AI tools needed to bring their business vision to life — combining innovation with decades of practical finance-sector experience. Our focus is measurable value: better productivity, greater efficiency, stronger customer and colleague experiences, and new propositions that can scale.
Established organisations
We help lenders and technology providers identify high-value AI opportunities, modernise platforms and processes, introduce new capability and move from strategy through to controlled implementation.
AI for established organisations →Start-ups & new ventures
We turn bold ideas into scalable AI and digital solutions, combining proposition development, lending expertise, architecture and software delivery from the outset.
AI-native ventures →Our perspective
Successful lending transformation needs more than good technology. It needs a detailed understanding of customers, credit, operations, regulation, data and implementation — together with the ability to use AI where it can create genuine value.
Strategy, AI opportunity assessment, platform evaluation and a practical roadmap from ambition to implementation.
Customer, credit and operational journeys enhanced by responsible automation, AI-assisted workflow and decision support.
Pragmatic legacy, hybrid and AI-native architectures connecting business requirements with scalable solutions.
From rapid AI prototypes and digital MVPs through implementation, integration and delivery assurance.
AI-enabled workflows, colleague tools and process redesign that improve productivity without losing human accountability.
Lending systems sit at the intersection of customers, credit policy, risk, regulation, operations, data and technology. Changing one component frequently affects all the others.
Our experience enables us to work across those boundaries rather than treating a lending platform simply as a technology implementation.
Explore our experience →Across the lending journey
MindWeavage combines senior financial-services consultancy with AI, software architecture and technology delivery expertise.
We can improve existing estates or start with an AI-native architecture from the outset. In either case, we stay focused on the business outcome and close to delivery. The objective is not AI for its own sake. It is technology that works.
Start a conversation
Whether you are improving an established lending business, developing an AI-enabled proposition or bringing a new venture to market, we would be happy to talk.
Email MindWeavage ↗